A lot of people feel that health Assurance is unnecessary. Many might think that their medical care costs will constantly be tiny or reasonable. People may believe that their auto Insurance can cover their medical care or that they can get medical care even when they don't own Insurance.
A lot of people feel that health Assurance is unnecessary. Many might think that their medical care costs will constantly be tiny or reasonable. People may believe that their auto Insurance can cover their medical care or that they can get medical care even when they don't own Insurance.
Your healthcare history is a good predictor of whether or not you will have health problems in the near future. When you've always been healthy,
you've got a better chance of not needing medical care in the next year when compared to a person who has a history of being sick all the time.
However, many people who have diabetes, high blood pressure or even heart attacks had unblemished health histories for decades. Then they got sick and maybe stayed sick or even died.
Your good health history isn't a very good predictor of future injury. Anybody can trip on a child's toy and fall down a flight of stairs or have an accident when exercising.
Will Your Automobile Insurance Plan Pay Your medical care costs?
Your auto Assurance plan offers limited Insurance for your health expenses. Your car Coverage plan may pay for the healthcare expenses of those you may injure in an accident. However, since you can't hold yourself legally liable for your own health expenses, this Issurance is limited when it comes to your medical costs. Even auto insurance policies with "no fault" Coverage typically limit this Insurance to a few thousand dollars per car crash.
Will Your Employer's Insurance Cover You?
if you are hurt on the job, there is a good chance that your job's workmen's compensation or liability Cover will pay your healthcare costs. But it is the rare disease or sicknesses that will be covered by an employer's liability policy.
Of course when your employer provides health Issurance for you, many more situations are likely to be covered.
Will A Hospital Treat You Even when You have No Insurance?
In many scenarios you can receive medical services from a hospital whether or not you own health Coverage. There are huge drawbacks. One is the limit on the medical care and another is the potential destruction of your credit.
Most hospitals will treat uninsured patients who walk through their doors in the aftermath of heart attack. Most hospitals will treat those who are in need of immediate medical care care in emergency situations. However, once the crisis is over, they are likely to stop care given unless you can pay for it.
If a hospital does treat you when you don’t own medical care Issurance the care given isn't likely to be free. You will be billed and when you can't pay for your treatment, the event and its cost may hang over your head like a dark cloud for years and years.
Can The Government Pay Your health bills?
In some cases Social Security or Medicaid will cover your health costs. However few people qualify. You will find that only certain diseases and disorders qualify for payments from Social Security. Medicaid only covers those who have very low assets and income.
An automobile Issurance policy or some other liability policy or a government program may pay for your medical care costs in some scenarios. However, only a good medical care insurance policy will give your family the peace of mind of being assured that a big sickness or accident won't wreck your creditworthiness.
