Plastic Surgery Payment Options

As soon as your make the decision to have plastic surgery the excitement overwhelms you. No matter what you are having done or when the procedure is scheduled there is just something about knowing that things are going to happen. Then you realize that this isn’t going to be free. You have to find a way to pay for this! Luckily for most people there are several different options to choose from.

Cash

You aren’t going to get a lot of arguments when it comes to paying cash, even with plastic surgery. It prevents the office from needing to give a part of the payment to the credit card companies and it makes it simple for accounting purposed. This may take a little work on your part. You may want to start stashing away money right now to ensure that you are going to have enough of the day of the operation.

Some people don’t like this option for several reasons. They may not want to clear out their savings account and have nothing left for emergencies. They may want to pay another way to have more records and documentation for the procedure. Just like any other option, what works for one person may not be what works for another.

Credit Cards

Many people use credit cards to pay for plastic surgery because of the convenience. There is no reason to wait if you have the available balance on the plastic. You can easily swipe the card and be escorted back to the operating room. If you don’t have all of the money right away you can use the card, pay it off over time and not have to delay the operation.

Some people have an added benefit when it comes to using their credit cards. If you earn points or miles for your purchases there is a chance that this procedure will net you a free plane ticket or a pretty large gift card. For most people, this is an appealing option to consider. In fact, if you have one of these credit cards and have the cash to pay the balance off right away you might want to use it.

In Office Financing Options

Many surgeons offer to finance procedures for patients. They know that paying that some out of pocket can be difficult for most. So they go ahead with the plastic surgery. The patient puts money down and is put onto a manageable payment plan. In most cases there is no penalty for paying it off in advance; however there can be penalties for paying late or falling behind.