Settling a Claim for water damage

Sep 21
15:42

2012

Jyotsna Ramani

Jyotsna Ramani

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In case you see signs of water damage on your property or house, it is important to get in touch with a reputed water and fire damage restoration comp...

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In case you see signs of water damage on your property or house,Settling a Claim for water damage Articles it is important to get in touch with a reputed water and fire damage restoration company right away. If you happen to live in LA or the nearby areas, you will come across a number of water removal Los Angeles companies that you can depend on. Log on to aidwd.com to find more details regarding water damage repairs and restoration.

 

Apart from calling a professional water damage company for the local water damage, you also need to get in touch with your insurance company to make a claim. Their official will come and discuss with you which part of the damage and repairs is covered under the policy, incase if you have any queries. Once the company has agreed to pay all or part of your claim, it needs to pay within five business days. Just wait for 5 days and incase there is check coming in 5 days,  just get in touch with them again and know what is happening. In case you feel the company is delaying on purpose, you can always contact TDI for help, who will guide you what to do further.

Usually, most insurance companies pay the claims with two checks. The first check gets issued once the professional water damage company experts come and assess the damage. Costs for mold removal and mold remediation are also included. The total cost of repairs is finalized minus the deductible and depreciation. Deductible is the costs that will go from your own pocket. The company will reimburse you for your losses. It is essential to get in touch with your agent in case you have any doubt regarding your policy’s deductible.

 

The second check gets issued when you get the final bill from the water damage restorationexpert. Just keep in mind that all repairs and restoration must get completed within a year of the loss. In case of need, an additional 180 days extension can be requested from the insurance company.

 

The insurance company can pay for the repairs in cash and kind. For example, it may replace a damaged carpet with of a similar quality and grade.