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Holiday Travel Insurance: Are You Covered?

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There are more and more scare stories on the internet every day about people who go abroad without travel insurance and live to regret it. From the fairly funny ones, like the child who buried a $500 dollar camera in the sand on one of the world’s largest beaches and the parents couldn’t claim it back, to the really quite shocking, like the student who lost one of his legs to a shark bite off the coast of South Africa and had to (somehow) find the money for several operations! Yes, we all know that travelling abroad without appropriate holiday travel insurance is a pretty silly idea, but how do you know if you are truly covered. Do you have to take extra baggage insurance or is that included already? Do I have to take out adventure sport travel insurance if I want to play golf? A lot of these questions may seem trivial, but nowadays, can we really afford to be reckless when it comes to travel insurance?


How to know if you are covered?


The first thing to do is get a really good policy. Companies such as AVI International and others are specialists in finding you the right travel insurance at a price that won’t make you think twice about booking a vacation in the first place! If you have a good, comprehensive and appropriate holiday travel insurance policy for your trip, you can rest easy. However, if you know you will be travelling across a number of countries, or perhaps trying some new and exciting pursuits such as bungee jumping or skydiving, you’ll need to make sure your policy is adequate before you travel. Similarly, you will have to make sure that any valuables you are carrying in your baggage are covered in your holiday travel insurance package. If it is not, supplements can easily be added on at a later date.


Final thoughts on travel insurance


Travel insurance is very easy to get right, with just a little bit of planning, just make sure you doFeature Articles, because it is also very easy to get it wrong and end up facing the consequences. 

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