There is a growing number of companies claiming to offer something for free but when you visit their website you are asked to purchase some kind of product or sign up for some kind of service first. These companies are making it much harder for people to find real, free websites online.
With the economy being at historical lows, most consumers would be willing to take almost anything for free that they can find. Especially free advice on topics like credit repair and personal budgeting. Although there is plenty of free advice out there to get, it seems to be getting harder and harder to find with the increasing number of companies who claim to offer you free information, only to find out that they want you to pay or sign up to something else before they provide you with the free part that you were originally interested in.
If you were to type in the word “free” in front of any normal search in a search engine you would find that there are so many results listed that you would never have enough time to go through every website. And if you did manage to have enough time to browse through over a million webpages you would probably only end up finding one or two websites that were actually giving away free information without asking for something in return.
All of these misleading websites can really discourage someone from trying to find the right places to go to get the advice they seek. But there is still some help out there that is easy to find. The Federal Trade Commission has a website that is very informative and doesn’t cost you anything to use it. It is a good place to start when looking for information pertaining to credit or finances.
One of the most common categories of websites that will try to entice consumers into paying for their services is the free credit report websites. There seem to be countless numbers of these sites that claim to offer you copies of your free credit reports. Only in order to view your reports they will ask you to sign up for their credit monitoring services or pay to see your FICO score. For anyone looking to obtain a copy of their free credit reports you should visit the only website designed by the three major credit bureaus themselves: AnnualCreditReport.com.
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