How to save the bank cheque/check from Cheque/Check Frauds?

Cheque payment is one of the easiest ways of payment. So every person makes their payments using bank cheques. But cheques are very easily tampered by illegal ways

Cheque fraud is the most common crime nowadays. Cheque fraud is the illegal use of bank cheque that is related to some other payee

Here are few points that helps you to make your cheque secure

• The very first point is: Don’t put your signatures on blank cheque. If your blank cheque with your signatures will lost somewhere anyone can fill amount and can use your cheque
• Keep your cheque book in safe place
• If the cheque is related to a particular person, write the correct name of person and then don’t forget to write “Not Transferable” or “Account payee only” and you can draw double line at the top left corner of your cheque
• If you want that your cheque must be paid to a particular bank than write “Non Negotiable” on your cheque with crossing lines
• “Bearer cheque” and “Cross cheque”. Bearer cheques are very risky because any person who presents in the bank can cash the cheque. It is payable to anyone. Whereas Crossed cheque can only be credited to the payee’s account
• When you enter the amount in words than draw a line on the remaining portion. So no one can tamper the amount and payee name
• Don’t over write the cheque because it can be rejected by bank

These above points will help you to keep your cheque secure

Nowadays “Cheque Printing Software” is used by most of the banks, companies and organizations. This software helps to make your bank cheque secures. You can easily download software on your pc and you can print your cheques using normal office printers

Some of the features of Cheque Printing Software are:

• It can add security to cheques by adding asterisks (***) before and after the amount
• It has “cheque alignment engine” that helps you to align your cheque in a presentable way and provides a professional look to your cheque
• You can choose either “Bearer” or “Cross” cheque
• You can print “Non Negotiable” on your cheque
• Its “Typo Error Free” helps to avoid spelling mistakes
• Cheque templates of different banks are available in this or if you want you can add new cheque template by scanning the cheque

Cheque printing software with these feature makes you secure from cheque fraudulent