5 Burglar Alarm Tips - Getting Insurance Approved Burglar Alarms

When it comes to investing in a good home security system that will give you peace of mind, the first place you start searching for details is your home insurance company. Many insurance companies now have a list of insurance approved burglar alarms that, when you install one, will help to reduce the amount you pay each year for your insurance coverage.

It is important that the system you choose for your home is designed to effectively protect your home as well as those that reside within it, whether you are there or not.

Not only are burglar alarms very practical but they can be extremely cost effective as well. But the price you pay is nothing compared to having your own piece of mind and knowing that protection is tantamount in this day and age.

When your insurance company has provided you with details of the various insurance approved burglar alarm systems or companies you should then start to ask each one several questions.

1. Ask about the company's general liability, workman compensation and error/omission insurance (if they have it). If you want ask them for copies of their certificates of insurance. Unfortunately if the company is inadequately protected then any claims or losses made against them may actually fall to you as the homeowner to rectify.

2. Always ask to see a copy of their business license as this then entitles them to do business within the community where you live. If they do not have this then avoid them at all costs. It may also be wise to inform your insurance company of this as they may well decide to then remove them from their approved list.

3. Ask them how long they have been established. Generally a reputable business will have been established for 3 to 5 years or more.

4. Make sure that you ask them about the location of the monitoring center as you may discover that theirs is in a completely different state from where you live. So if you can, try to use those companies which have theirs located in the same state as you.

5. Ensure that all the work is carried out solely by the company that you are going to employ and none of it is subcontracted out.

By keeping these points in mind when checking out any one of the insurance approved burglar alarms list, you should find one that meets your requirements exactly.