Auto windshield replacement is an unexpected and nearly inevitable expense that comes with car ownership. However, while insurance may cover all or part of the cost replacement, it is still up to the driver to.....
Auto windshield replacement is an unexpected and nearly inevitable expense that comes with car ownership. However, while insurance may cover all or part of the cost replacement, it is still up to the driver to select a reputable glass company to handle the repair. Finding the best glass company may require research, but superior service, quality repairs, and a hassle-free insurance claims process can make the extra effort more than worth the time.
Gravel, road debris, and any number of other small particles encountered on the road can result in a chip in your windshield, and more often than not, that chip will turn into a crack. It is when the chip becomes a crack that auto windshield replacement becomes necessary, and this is the time when the question of insurance coverage typically comes up. While it is true that most comprehensive insurance policies provide coverage for windshield replacement, it is important to note is that the coverage applies only after the deductible has been met. This can be bad news for policy owners with high deductibles, as it may leave the driver footing the entire cost of the replacement. On the plus side, however, an insurance claim for auto windshield replacement typically does not result in a higher insurance premium.
Insurance aside, auto windshield replacement will require the services of a local glass company, and selecting the right company may involve a little research. The lowest cost is not always the best deal, and the company closest to home may not provide the highest quality work. Superior service and excellent customer relations add more credibility than low cost and convenience, and choosing a glass company that has both the experience and a solid reputation can mean a much smoother replacement process.
While phonebook and Internet advertisements may be a good place to start when searching for a reputable glass company, both online feedback and word-of-mouth reviews can provide more relevant information when it comes auto windshield replacement. Checking with the Better Business Bureau is also recommended before selecting a particular glass company, as any company registered with the BBB will have both their business rating and any complaints filed against them accessible for easy viewing. Checking with your insurance company may be the best method for locating a quality glass company, however, as windshield replacement claims are a very common occurrence, and therefore nearly every insurance carrier is familiar with the process.
The best part of auto windshield replacement is that once a auto glass has been selected, the process for drivers is nearly pain-free. In fact, it is common practice for the glass company to contact with your insurance carrier for you when you select their company for service, leaving you to do little beyond providing the name of your carrier and your policy number. The glass company will work with the carrier to iron out the details concerning the required forms and payment, and many times will even handle the delivery of the required documents to the insurance office. This not only makes the process faster, it makes it virtually hassle-free.
Auto windshield replacement is an unexpected, although often necessary, part of car ownership, as chips and cracks can happen on any road at any time. While comprehensive insurance policies may include windshield coverage, keep in mind that the coverage only applies after the deductible is met. The only exceptions to this rule are Florida, Massachusetts, Kentucky, and South Carolina, as these states have had Zero-Deductible windshield replacement passed into law. Regardless of whether a deductible applies, however, selecting a reputable auto glass company will be necessary, and your insurance provider may offer the best recommendation for service. Another positive is that insurance rates rarely rise due to insurance claims, and most glass companies can handle the claims process for you. Auto windshield replacement is an inconvenient and nearly unavoidable, but a selecting a good glass company can make it a lot less stressful.
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