With the merging of modern technology, complicated crimes have also emerged such as the Identity Theft. Some crooks have grouped together to penetrate personal information of other people without them knowing it for criminal reasons, of course. For this reason, some people have availed of Identity Protection so as to have themselves protected from this kind of crimes, hence, the purpose of this article suffices.
The complexity of technologies has generated complexed crimes to be possible. Have you seen those films featuring a group of local goons pilfering a highly-guarded museum operating right at a backyard? How about flicks in which ordinary Mr. Joe becomes very rich and powerful businessman after thieving another person's identity? So do I make myself clear: technology has no bounds for what can be done today. Let's discuss about the latter films I mentioned ...
Identity theft is a fast-growing crime in the world, most especially in America. The Federal Trade Commission estimates that 10 million Americans experience identity theft every year. That's really a lot, huh! With your own ID, criminals may get a credit card, open a new line of credit, rent an apartment, or open a telephone account. They can practically create, or more aptly waste, a life at your expense. The victim may not find out about the theft until after the crime is complete or until you are contacted by a debt collector. Now that's really awful!
So how do you define identity theft anyway? According to identitytheftlabs.com, the definition of "identity theft" varies from Webster's to Wikipedia and others. The Web site suggests that the FTC, in this case, does a fine job of outlining the situation. Identity theft, says FTC, is when someone uses your personal information, like your SSN, name, bankcards, etc. without your permission, to commit fraud or other violations of the law.
How serious is this kind of crime? Identity theft is a very offensive crime. While some victims can resolve problems quickly, others spend thousands of dollars and vast amount of time to resolving damage to their good name and credit records. Some victims of identity theft may lose out on job opportunities, or have education, housing, or car loans rejected. In rare cases, people have been arrested for crimes they did not commit.
Identity theft can be avoided if you keep your identity at utmost privacy. But then again a lot of organized theft rings operating online and offline to steal your identity. These criminals are always one step ahead and constantly trying to find ways to overcome obstacles to their operations. Having stored your identity and information on any server puts you at potential risk for identity theft.
There are identity theft protection plans being offered by financial institutions which reimburses for out-of-pocket expenses up to a certain dollar amount and helps with the process of contacting creditors, writing affidavits and filing reports. There are plans offered for free as part of checking or savings account, while others may charge a monthly fee.
But there is an improved means to prevent identity theft... avoid it at the onset! With services offered and available online, there are companies that offer proactive identity protection from these potential issues for just $0.25 to $0.30 per day. These companies not only furnish the best protection from identity theft but also support their services with identity insurance guarantees of up to one million dollars.
Among others, LoudSiren, LifeLock and Trusted ID are good examples of companies that have combined a few basic technologies into very affordable and valuable services. You can easily decide for yourself which company to choose by comparing the track records of Lifelock, LoudSiren and Trusted ID. Additionally, there are also available online reviews for these companies that cater to theft protection.
Identity Protection, Your Defense Against Fraud
With the advanced technology we have today, identity theft has also turned rampant and many have been victims of this crime. There are so many ways to steal personal information and thieves has modified all means to get the information they need for fraudulent purposes. Now, in order to protect yourself from this so-called crime, you need Identity Protection. This article will show you how to secure yourself from this crime.
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