Be Smart And Don't Ever Drive Without Insurance

When it comes to auto insurance Michigan is in rare form by being a no fault state. This is different that many other states that cite fault and hold the faulted person liable for any damages incured. This means that no matter who is at fault a person cannot be sued for damages. The only occurence where the can is if their is a fatal injury or likely serious permanent damage.Becaue of this no fault clause in Michigan insurance it is lower to keep your insurance premiums down making it more affordable. You can also handle a claim much fater as the adjustor has less fault to blame.It also gives a person the proper care healthwise should they need it. They can have rehabilitation and loss of wages up to three years of the accident. Claims go through much faster and it is better for everyone all around.It is wise to have auto insurance anda legal requirment if you own a car. If you are a licensed driver you need to ensure that the car you are driving is covered under insurance as you drive it. You need to check with the owner to ensure you are not liable should an unfortunate accident occur.There are those who try to get away with not having insurance but it is a risky move. If you are caught without insurance you could face heavy fines, lose your license and possibly face jail time.Should this happen to you and you have lost your license you may not be able to get it back for some time. When you get to the point that you can get your license back you may have to prove first to the court that you have insurance. No license insurance is possible to get by getting quotes from insurance companies.You can get the insurance but the company may require you to come back once you have your driver's license back to prove you received it or they will cancel your policy. If you have already had your license taken away once you do not want to take this risk. Ensure your safety and maintain the laws of the road by managing your insurance premiums and never letting your policy lapse again.