Citibank Credit Card

Citi credit cards are an excellent alternative for cash, especially for college students as they may not be able to efficiently carry around loose cash.

Benefits of Citibank Credit Card for College Students

College students can avail lucrative deals on Citibank credit cards, which include:

• Waiver of annual fee.
• Variable APR, depending on the credit history.
• Free balance transfer, for up to six months.  

Some Citibank student card also offers ‘Thank You’ points on maintaining a good GPA.

Citibank Credit Card: Options for Students

There are six different versions of Citibank credit cards for students:

Citi Forward SM: It enables a student to earn 6000 ‘Thank You’ points, provided s/he makes purchases worth $250 with the card within the first three months of obtaining it. Other rewarding systems with this card include:

• Five points for $1 on dining, music, movies and even books.
• One point for $1 on other purchases

Citi Platinum Select Visa Card: Also, offered with MasterCard, this card is best suited for college students who have a poor credit history and/or want to build a good credit history. The card does not have any minimum income requirement and the student need not approach a cosigner.

Citi Dividend Platinum Select Visa Card:  A cash back card, it enables to earn up to 5% discount on qualifying transactions, including gas refills and utility payments. Other purchases and transactions earn 2% cash back. This card is also offered with MasterCard.

Citi mtvUTM Platinum Select Visa Card: A card that rewards your dedication towards studies, you can present your GPA report to earn ‘Thank You’ points. It comes with an APR of 16.24% after the expiration of the exemption period.

Therefore, by offering different Citibank credit card variants to college students, Citibank enables them to control their credit according to their needs.