Why Car Insurance in Florida is Important

As a state resident, you must be able to show you can take financial responsibility for any incidents in which you and your vehicle are involved.  Financial Responsibility Law and No-Fault Law of this state outline the plan you require to meet financial responsibility requirements and legally operate your car. You may need to pay penalties if you don’t have car insurance Florida.
Penalties for Not Maintaining Financial Responsibility
If you have no any auto insurance plan, then your suspend your driving privileges, registration, and license plate can be suspended by the FDHSMV until you don’t get the insurance or up to three years. You may also require paying a license reinstatement fee of between $150 and $500.
Florida Coverage Scale Requirements of Car Insurance in Florida can be not same as like other states.  Just have a look on the below chart as a possible initial point to learn more about the state required auto insurance coverage levels and the most common auto insurance coverages in the state to make your choice easier. 
COVERAGE SCALECoverage                                          State Requirements                                                 Most CommonBodily Injury Liability                           Not required                                                          100,000/300,000Property Damage Liability                   10,000                                        50,000Uninsured Motorist Bodily Injury         Not required                                                         10,000/20,000Medical Payments                               Not required                                                          5,000Collision                                                    Not required                                                          500 deductibleComprehensive                                         Not required                                                          250 deductiblePersonal Protection Insurance           Law specifies requirements                       $10,000 medical & loss of                                             service/ $5,000 funeral services Personal Injury Protection (PIP)         10,000                                                                      10,000  
This law states the requirements for work loss, allowable expense, necessary services, funeral expenses and survivor's loss. 
Graduated Driver Licensing in Florida You should aware of the Graduated Driver Licensing (GDL) laws of Florida that can help protect your teen driver. These laws are one among the things that have been proven to save teen lives.  You and your teen need to become familiar with these laws and should use them to form guidelines and rules for your teen driver.   Gradutated Driving Licence Laws  Minimum Entry Age                                   15 (Optimal: 16) Extended Learner Period               Has optimal provision  (Optimal: at least 6 months)Parent Certification                            Has optimal provision  (Optimal: 30 hours minimal)Night Restriction                              Has the provision but it is not optimal  (Optimal: 9 or 10 p.m.)Passenger Restriction                               Has no provision  (Optimal: No teenager passengers or only one-family excepted)Minimum exit age/ Minimum age at which                         18, Has optimal provision restrictions are lifted (Optimal: 18)