Car Insurance Quotes

The competitive car insurance market is continuously looking for ways to expand their client base. One of these includes offering affordable car insurance policies online. However, the fact remains that buyers have to literally hunt for these affordable car insurance quotes. Also, most buyers are unable to obtain lower quotes, because of their lack of awareness about factors that determine premium rates.

How Car Insurance Quotes are Determined?

• Age: Young, as well as old drivers find it difficult to obtain lower insurance quotes. This is because insurance companies consider young drivers at high risk. Likewise, old drivers’ eyesight and health problems cause insurance companies to quote high insurance rates.

• Car Age, Type and Condition: The make of your car, its age and maintenance affect the payable premium. For instance, a high performance or luxury car will have greater insurance costs, because of higher possibilities of theft and expensive repairing.

• Non-Polluting Vehicle: If you drive a non-polluting car, you have already earned some good points and your insurance premium will be lower.

• Gender Matters: Female drivers have to pay lower premium as compared to males. This is because males are considered high-risk, since majority accidents involve male drivers.

• Your PIN Code: If your area has witnessed high crime rates, you might have to pay high premium. Moreover, car insurance rates in cities are greater, because of the increased rate of accidents in cities.

• Having a Garage: Car insurance companies consider a car highly susceptible to theft and damage if it is parked on the road at night.

• Security Devices: A car fitted with security devices is considered safe.

• Financial Stability: Financial transactions on your accounts and credit cards will reflect on your ability to pay premiums. Married and dependable car owners will have to pay a lower premium.

• Insurance Company: If you hold some policies already, approach the same company for auto insurance. This is because the company’s familiarity with you shall help you obtain great discounts on car insurance quotes.

Also, buyers must research online to find reputed insurance companies, which can help them obtain insurance at lesser premiums. CarInsuranceQuotes.com helps you get lower insurance quotes without compromising on coverage. Visit CarInsuranceQuotes.com to get free multiple insurance quotes from several reputed companies, such as Allstate and Progressive, among others.