There are many offers for family cell phone plans on the web. To get the best deals, here are some guidelines:1.Get enough anytime minutes2.Keep track of your usage3.Be aware of the costs for extras like text messaging and internet access4.Have a family policy on whether or not your will these extra services5.Avoid roaming charges and...6.Monitor your monthly statements
15 minutes talk time per day
Get enough minutes for everyone on your plan. If you have more than three people on the same plan, you should avoid 300 and 500 minute plans. Assuming you have free nights and weekends, a 300 minute plan works out to 15 minutes of talk time per day. This is certainly not a good deal, even for two people. Unless you like to pay outrageous per minute fees, get as many minutes as you can afford.
Text Away
Teenagers love text messaging. So do cell phone companies since it costs about 10 cents to send out a message and .2 cents to receive one. If you have teenagers, consider a plan that includes unlimited text messaging and internet access. If this is not available you can also get a cell phone that is not internet ready so they can’t go online even if they wanted to. The same applies to camera phones, enhanced phones and anything else that can end up costing you at the end of the month.
Family Policy
So you have your incredibly jazzed up, multi-color-camera-MMS phone. Can you exercise restraint? Everyone should agree on what is considered acceptable use for a cell phone, such as keeping in touch when you plan to be late. You should also define unacceptable uses, such as draining the minutes without notifying the primary account holder so everyone else goes over their limits.
Roaming Fees
Almost every carrier has a high end plan where you can avoid roaming charges. This is another feature that is well worth the cost.
Monitor your statements
Every charge on your statement should be valid, always. Do not hesitate to call and ask for an explanation if something was higher than you expected or if there was an error. Ask for a credit if needed, and do the follow up. Sometimes, a credit can take up to two billing cycles to appear on your statement.
You must communicate with your friends and family to take advantage of these great plans. The structure of cellular plans coupled with the convenience of having it at all times can make any cell phone plan a disaster for your family budget. You must do some additional research if you want to make your cell phone the best gadget your family ever bought. To get started, keep this article handy, find a reputable web dealer, read the fine print and sign up for your family plan today.
Free Cell Phone Offers – A Win-Win Situation?
You can find a long list of free cell phone offers on the web by doing some online research. A few of minutes of research can help you save time and money. These free cell phone offers are a great way to:1.Get more phone on a budget. 2.Upgrade your phone and get a better brand3.Add more features and capabilities4.Put the extra money saved towards your monthly plan. 5.Keep the extra cash and don’t spend it at all6.Get a flip phone with better voice quality
Cell Phone Etiquette
Watch your volume and get reacquainted with your voice mail if you don’t want to be a cell phone pest.
In a hurry to pay off your home loan?
It is possible that after a few years you might get sick of making monthly payments on your home. Then it occurs to you, why not put all your extra cash into paying off the home loan. It certainly sounds like a great idea. After all, no one wants to be in debt forever. If you are the average homeowner maybe you should give that idea a second thought.
