Guide To Mexican Auto Insurance

Liability coverage and Mexican car insurance is necessary if you need to drive in Mexico.  You might be surprised to know that accident rates are higher in this country than in many other countries.   In addition to auto insurance, having health insurance while in Mexico is very important.

Dont' forget, some health insurance policies from other countries will decline medical expenses while you are in Mexico. That means if you have Mexican auto insurance for your trip to Mexico and if any unexpected problems occur, none of that may be covered by your policy.  Of course, Mexico has a health system that provides free medical care for its people but there is no allowance for offering the same thing to foreigners.

The driving in Mexico is very tough and dangerous.  It is not like you are used to where you live.  The rocks and holesof the road sides may cause problems and the severity of accidents can be much worse than in the United States.

The truth of the matter is that many Mexican automobile insurance brokersdo not offer auto insurance that covers emergency medical assistance or legal assistance. The emergency medical assistance services are so restricted among many automobile insurance carriers that the Red Cross and a lot of other international relief agencies use ONLY ONE company for their travel to Mexico and throughout the entire world.

In many policies there are allowances for liability, medical coverage, and roadside assistance.  Liability coverage means damages that you cause to someone else should be covered. Medical coverage covers any medical expenses you or a passenger may incur. The roadside assistance option only covers certain  situations, so be  familiar with those items and be especially familiar with what is not covered if the car has problems.  You may even want to add on allowances for auto theft and vandalism if available.  It depends on what you are comfortable with.

Another thing to consider when shopping around for your automobile insurance is the deductible.  You should try a policy that offers a fixed deductible so that there will be no unpleasant surprises at a later time.  If this is not available, then try a company that offers you a list of all deductible price levels.

Be sure to buy the correct insurance for your travels to Mexico.  Shop around online a bit and get as much good information as possible well before the adventure.  Plan for your insurance as you would plan any other part of your vacation.