Your Guide to Compare Cheap Car Insurance Rates and Save Money

Aug 20
12:05

2017

Anas Jafri

Anas Jafri

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Your quest to find the best insurance policy begins with comparing the quotes and features of various companies. You can now get multiple insurance rates in your inbox within the time it takes for you to make a cup of coffee! Compared to Ontario, Alberta insurance rates are nearly 30% lower, giving drivers a chance to save dollars as well as enjoy the scenic drives in the province. You will also find a lot more choices in Alberta in terms of insurance companies, giving you an opportunity to pick the right product at the right price.

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How do Comparison Sites Work?
Many insurance websites now offer free quotes from various companies (almost 20+) within a few minutes. You just need to input your driver and car information and you will get the top quotes in Alberta. Always look for trustworthy websites that are not affiliated with any particular company to get honest quotes. Once you select your desired quote and coverage,Your Guide to Compare Cheap Car Insurance Rates and Save Money Articles you can talk to an insurance broker and get your policy set up in no time!

What are the Factors that Contribute to Auto Insurance Rates?
The car insurance rates in Alberta are based on various factors including your age and gender, overall driving record and experience, the type of vehicle you drive and the amount of coverage you select. The usage and location of your vehicle will also play a vital role in determining the cost of your insurance.

Things to Remember While Comparing Rates
When you’re comparing various cheap insurance rates, make sure to know what is included and excluded from the policy. You should be able to understand the coverage, liability and deductibles in the policy and only then make the right choice. While some policies may seem really cheap, their lack of coverage might end up costing a lot more in the long run. You can also opt for a multi-product discount by clubbing your home and car insurance. This can save you hundreds of dollars and also make it easier as you will just have to interact with one company for all your insurance needs. Also, make sure you fill in accurate information while comparing car insurance rates online. Focusing more on the features and benefits rather than the cost is always a smarter idea. Don’t forget to check the reputation of the company behind your insurance policy, read their customer reviews and make sure they are trustworthy in case you need to file a claim.

Ways to Save Extra Money
When you’re comparing policy rates online, check with your existing company if they are offering any loyalty discounts. Also, check your existing coverage and evaluate whether you need to increase, decrease or maintain the same amount of coverage in the coming year. You can also play the competition to your advantage and get better deals and discounts from your insurer by mentioning some other deals available on the internet. Other ways to save money on your insurance include paying your premiums on time, maintaining a clean driving record, choosing the right car, insuring all your vehicles with the same company, using winter tires for additional discounts, opting for usage-based policies and many more.

Shopping around and comparing cheap car insurance rates and their features is one of the best ways to save money and get the right policy for your needs.