How to Cut the Family Budget

Feb 13
10:21

2012

Richard Nick

Richard Nick

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Cutting money from a family budget is easy when you know how and just takes a little bit of creativity. From cutting the excesses, to using coupons and daily deals, necessity is the mother of invention when it comes to saving some money.

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A large amount of your families costs can be saved with a little bit of preparation and an eagle eye. Watching what's spent on luxury spending,How to Cut the Family Budget Articles trips and other needless expenditure and making some changes in your weekly shop can give you some leeway if you feel things are getting tight.GroceriesThe weekly shop is the staple of a family. Being able to eat healthy and nutritious food is one of the essentials and there are a number of ways to save on your groceries. One of the easiest is to shop online.Shopping on the Internet provides families the opportunity to find the best deals. These large supermarkets allow you to compare the prices of goods easily and make a decision on what you wish to buy. By comparing the weight it is easy to see where you get the best value.The best offers are also available on the online store and the largest discounts go to those who use this method. It also saves on the price of travel as well as the hassle of having to carry the items home.Online supermarkets often offer money off the next shop through email - so subscribe and save.Avoid Brand LoyaltyBy avoiding brand loyalty and purchasing items that are on sale you can save a lot of money and still manage to make a large saving. This is a great way to receive quality products for the cost of own brand items.Group BuyingDaily deals, or group buying vouchers as they are also known can mean significant savings, especially in cities such as London. London deals offer you the opportunity to live a little if you are on a tight budget and have become very popular in the age of austerity.Being able to save up to 90 per cent on meals out, treatments and other things, can mean living the high life costs less. Of course daily deals from Groupon UK can be used for practical purposes and using them for the essentials such as haircuts and other treatments can save you a bunch and have you looking great.Product VouchersMany products, particularly new ones come with product vouchers that offer you a discount if you purchase the good. These introductory offers can save you a lot of money in a world where marketing is the biggest difference between most products.Another great way to save money on shopping is to drop a level in brand terms, saving you around 30 per cent off goods generally. So, if you purchase premium brand products, now buy middle range and if you previously bought middle range, buy the own store brand. Just as with the product vouchers, in most cases the only difference is the packaging.Mobile Phone DealsMany of us now also have mobile phones with the likes of Android , or IOS and can download apps. Fortunately there are a range of apps that offer you the chance to save money off any variation of things. Many of these apps also come with GPRS tracking and so allow you to see your proximity to the deal.Many of us are used to seeing vouchers far away from where we live when we look. These apps allow you to choose ones in close proximity and so are perfect for those living in large cities where there are a number of restaurants, shops, or other businesses taking part.Voucher CodesAs with mobile phone deals, voucher codes also provide an excellent way to save money on anything you can think of. From 2 for 1 meal offers, to trials of certain products, they are all available with voucher code sites.By following these tips on voucher codes and Groupon deals you can live for a lot less and so live a lot more.