To buy their own house is still the dream of most Italian people. But now is even harder than in the past. This is because several reasons, among which the variable interest rates, prices too high, and the difficult to find a house big enough at a fair price.
To have our own house remains the dream and the purpose of most people and if today the situation is certainly improved in comparison to one decade ago and many have succeeded in buying a house even if small, for a lot of people buying their own house remains still an unrealized dream.
In the last years a lot of families have preferred instead of paying a monthly lease to invest the same amount of money in a mutual for the purchase of the first house in way to obtain the property of these good. Unfortunately however for who opted for a mutual at a variable rate the figure of monthly investment it has been object of numerous variations for the increase of interest rates. It is in a more stable condition who has chosen a mutual at fixed rate and so knows precisely the monthly amount of money that will be absorbed by the investment.
Today the real estate market is passing through a very difficult moment and in comparison to some time ago in which the prices of real estate were quite high, now the prices are going down and the apartments put in sale are now numerous. For who already has an apartment to rent, bought for investment, it becomes more and more difficult to find a tenant and the numerous expenses of maintenance don't allow being able to maintain so it is often empty for long periods so in the end the landlord resorts to the sale.
If for who rents is difficult it also results difficult for who want to rent an apartment. The choice is never easy and more and more often supply and demand don't meet. This way if whoever looks for an apartment, he usually choose small apartments, satisfying himself with studio apartments or two-room apartments. Landlords who want to rent, usually offer houses in quite good conditions, but they ask for rent way too high for the potential tenants, so in most cases they don’t find a compromise. In the last years both for who purchases house and for whom wants to lease, the search is mainly focused on small apartments, often within the 50 m2, with very small rooms.
If some time ago the average residence for a family reached the 100 m2, today property developers prefer to raise in its place, at least two apartments of 50m2 and the construction of one-room apartments is more and more frequent. On one side therefore there are much many new one or two-room apartments, while from the other side the old residences are bigger and spacious. Today we have the tendency perhaps to prefer the new one refusing comfortable spaces and being satisfied with small rooms and low ceilings.
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